Category Underinsured

A pothole accident claim in St. Louis usually turns on who controlled the road or property and whether that party had notice of the hazard. MoDOT may be responsible for state highways and interstates, St. Louis City or St. Louis…

Across the state, the road flaws most likely to set off a serious wreck are potholes and crumbling asphalt, edge drop-offs and uneven lanes, loose gravel, poor drainage, missing or hidden signs, faded lane markings, badly engineered curves and blind…

Short answer: you can collect up to your proven damages, but five things box that figure in, the at-fault driver’s liability payment, the ceiling on your own UIM coverage, any setoff your carrier can enforce, your degree of fault, and…

You paid your premiums and obeyed every signal. Then someone blew a stop sign, and now the bills are piling up while you learn the motorist who struck you carries almost nothing. In Missouri, an injured person usually has two…

In Missouri, an underinsured motorist (UIM) claim lets an injured person seek additional compensation from their own auto insurer when the at-fault driver has liability insurance but not enough to cover the full loss. Missouri requires uninsured motorist coverage on…